Client sustained life-threatening injuries after being hit by a driver who passed away at the scene. We obtained close to the policy limits with an additional claimant pre-suit and negotiated medical liens down over $250,000.
Get The Justice You Deserve
Legally Reviewed By:
"*" indicates required fields
Wisconsin’s landscapes make it the perfect place for people who love riding UTV/ATVs. These vehicles offer excitement and convenience, but they also have risks. Accidents happen more often than most expect, and when they do, they can cause serious injuries or even death.
If you or your family member has suffered such a life-altering accident, you need to take strong and swift action to protect your rights. At Pemberton Personal Injury Law Firm, our Wisconsin personal injury lawyers can help you navigate the legal complexities of a UTV/ATV accident.
Wisconsin has clear laws for utility terrain vehicles (UTVs) and all-terrain vehicles (ATVs). These vehicles are fun and useful, but they also come with risks. Accidents happen frequently, often leading to serious injuries or even death. Understanding what causes these crashes and how the law applies is important for every rider.
Many accidents happen because of reckless riding, poor visibility, or mechanical failures. Riders lose control due to unsafe terrain or design flaws in the vehicle. Speeding makes crashes more severe. Alcohol and drug use increase the chances of an accident. Sometimes, accidents happen because riders do not have enough experience or training.
Wisconsin has specific regulations for riders. People under 12 can only operate an all-terrain vehicle (ATV) on private property with an adult present. Those between 12 and 15 need to complete a safety certification course to ride legally on public trails. Anyone born on or after January 1, 1988, must also have completed a certified safety course.
According to state laws, riders under 18 must wear a helmet. The state has strict rules against riding under the influence. If an accident results in serious injury or death, the law requires an immediate report to authorities. Riders must also submit a formal report to the Department of Natural Resources (DNR) within ten days. Failure to follow these laws can lead to legal consequences.
Insurance is not required for these vehicles, but it is recommended. Many people rely on homeowners’ insurance, but these policies may not cover accidents on trails or off their property. Without proper coverage, victims may struggle to get compensation for medical bills and other losses.
UTV/ATV accident cases in Wisconsin often come with legal complications. Determining fault, proving negligence, and handling insurance disputes are all difficult tasks for victims and their families. Without the right approach, securing compensation can be challenging.
One major issue in these cases is liability. In Wisconsin, the law follows a comparative negligence rule. This means a person can only receive compensation if they are less than 51% responsible for the accident. If multiple parties are involved, fault becomes harder to prove. The ATV driver could be at fault, there could be a problem with the vehicle, or other issues.
Accidents that happen on private property or remote trails create additional obstacles. A landowner may be responsible if dangerous conditions contributed to the crash. A manufacturer could also be liable if a defective vehicle part caused the accident. But proving responsibility requires solid evidence, including reports, witness statements, and expert evaluations.
To make matters even more challenging, the insurance companies may try to deflect liability. They often make UTV and ATV accident claims more difficult in an attempt to lower their payouts. Many riders assume a homeowner’s policy will cover accidents, but these claims are frequently denied. If the at-fault party does not have dedicated UTV or ATV insurance, victims may struggle to recover damages for medical bills and other losses. Some insurers attempt to minimize payouts, argue over coverage details, or place blame on the victim. When this happens, legal action is often necessary to secure fair compensation.
Criminal charges can also complicate these cases. Wisconsin law treats UTV and ATV operation under the influence the same as driving a car while intoxicated. The penalties are severe. Reckless riding that results in serious injury or death can also lead to prosecution. When a case involves both civil and criminal charges, navigating the legal system becomes even more complex.
Handling these legal challenges requires an experienced attorney. A knowledgeable lawyer will investigate the accident, gather necessary evidence, and challenge insurance companies that try to deny claims. Victims should never settle for less than they deserve. Our personal injury lawyers will fight to protect their rights and help them secure the financial recovery they need.
The first step in the aftermath of a UTV or ATV crash is to make sure everyone involved is safe, including yourself. Call emergency services if there are injuries, even if they seem minor. Some injuries, like head injuries or broken bones, may not be obvious right away.
Wisconsin law requires riders to report accidents that result in injury requiring medical care or death. Law enforcement must be notified immediately, and a written report must be submitted within ten days. Failing to follow this process can lead to legal complications.
If possible, gather evidence at the scene. Take photos of the recreational vehicle, injuries, and the surrounding area, and get contact information from witnesses. Avoid making statements that could undermine your case and make establishing liability more difficult for you. Insurance companies and accident attorneys will carefully review the injured parties’ claims, so documentation is crucial. Keep records of all types of evidence, as they might be needed.
Finally, seek legal representation as soon as possible. The Wisconsin UTV accident lawyers at our personal injury firm use extensive experience in handling such cases to help you recover compensation for your medical expenses, lost wages, legal fees, and other damages.
At Pemberton Personal Injury Law Firm, we understand how an ATV or RV accident can change a person’s life. Our injury lawyers work to establish liability and secure maximum compensation for victims. We begin by investigating the accident, gathering witness statements, medical records, and expert opinions. Our accident attorneys build strong cases to prove fault and prevent insurance companies from unfairly reducing payouts.
Negotiating with insurers is often challenging because some companies deny claims or offer settlements far below what victims need to cover medical care and lost wages. Our ATV personal injury attorneys fight for fair settlement terms, ensuring clients receive what they deserve. If necessary, we take cases to court to advocate for justice.
Accidents involving UTVs or ATVs can cause serious injuries, such as head trauma and neck injuries, but you can minimize the risk by taking some safety precautions. If you are a UTV/ATV operator, you must always wear a helmet to protect against head injuries and use seat belts when operating a UTV. These simple steps can prevent serious harm in a crash.
Avoid riding on paved roads unless legally allowed. Wisconsin law restricts ATV use on public roads except in designated areas. Unfamiliar terrain can also increase the risk of accidents, so riders should stay alert and avoid risky conditions.
Routine maintenance is essential. Check the brakes, tires, and steering before every ride. Never operate a recreational vehicle under the influence of drugs or alcohol. Impairment slows reaction times and greatly increases the risk of a crash.
Our UTV Accident Lawyers in Wisconsin understand the challenges accident attorneys face. Between medical expenses, insurance disputes, and financial losses, the whole process can be overwhelming. Our legal team at Pemberton Personal Injury Law Firm offers Wisconsin off-road vehicle claim assistance to help victims obtain compensation for injuries and damages. We know how to fight back against low settlement offers and ensure fair resolutions.
If you have suffered injuries in an ATV crash, do not try to handle insurance claims alone. Our Wisconsin ATV accident lawyers provide expert guidance every step of the way. Contact us today for a free consultation to protect your rights and secure the compensation you deserve.
Insurance companies profit when you lose. Every claim they deny, every settlement they lowball, every injured person they convince to accept less—that’s money in their pocket. And they’re very good at what they do.
At Pemberton Personal Injury Law Firm, we’ve made it our mission to take on the insurance companies that put profits over people. We know every underhanded tactic they’ll use to cheat you out of fair compensation, and we’re prepared to fight fire with fire. When insurance adjusters see us coming, they know they’re in for a real battle. You didn’t ask to be injured.
You didn’t ask to fight a billion-dollar corporation. But now that you’re here, you deserve lawyers who will go to war for you. We don’t settle for less than full compensation, we don’t back down from tough fights, and we don’t let insurance companies bully our clients. PERIOD.

















Life following a serious injury can bring intense emotions and pain. Accident victims often hope to get their lives back on track, only to be held back by the demands involved with personal injury claims. This is especially the case for individuals who become hospitalized. Wherever you are in the process, we’d be glad to help.
Our injury lawyers in Wisconsin step up to represent you. At Pemberton, we provide this advocacy at every step in the injury claims process so you can be on your way to feeling like yourself again.
Contact our Wisconsin personal injury attorneys at (608) 448-6242 to speak with one of our experienced attorneys. We will create a plan together to help you protect your rights and get you back to your life.
$40M+ Won For Our Clients
Client sustained life-threatening injuries after being hit by a driver who passed away at the scene. We obtained close to the policy limits with an additional claimant pre-suit and negotiated medical liens down over $250,000.
In this car accident case, the client suffered catastrophic injuries in a head-on collision when the at-fault driver crossed the center line. Her injuries included multiple broken bones in the chest, ribs, wrist, and ankle, internal injuries requiring intestinal surgery, and a damaged artery in the spine. With medical expenses exceeding $4,000, we secured the at-fault driver’s full insurance coverage and pursued an additional $1,000,000 from the client’s own insurance policy. We also negotiated a reduction of more than $468,000 in outstanding medical costs to ensure the client received maximum financial recovery for her life-altering injuries and permanent impact on her ability to work.
The client’s loved one suffered a fatal injury in an auto collision that resulted in over $382,000 in medical bills. Acting as the family’s second attorney, we navigated difficult policy-limit issues and secured a $1,000,000 settlement. While the case had greater overall value and the family would have liked a higher recovery, they chose to settle to avoid prolonged litigation and move forward.
“Focus on healing and we will take care of everything on the legal side”
“If you ever need an attorney, he would be the first one I recommend”
“Focus on healing and we will take care of everything on the legal side”
“If you ever need an attorney, he would be the first one I recommend”